If you are in debt, getting harassed by a debt collection agency does not make the situation any better. You need to hire a debt collection attorney to get them off your back. It is hard enough worrying about making the payments. These are some tough times that need you focused on making those payments.
You can be indebted to another party, but that does not take away your rights. There are laws that govern the extent to which debt collectors are allowed to interact with you as they look for the payments. There are collectors who operate in complete ignorance to those rules. This is why you need a debt attorney in your corner. No one wants to suffer at the hands of debt collectors. Many people report being put off by their cruel tactics. If you have suffered at their hands, you need to get this attorney to help out in certain ways.
You need to first cease all manner of communication with them. There are many ways they can reach out, which you need to redirect to the debt attorneys. You shall thus live with less stress in your life. It shall also have the collectors dealing with a professional who knows their language.
There is the danger that a debt collection agency shall put a dent on your credit score. A poor credit rating is how you will not manage to do things like buy a home, rent an apartment, buy a car, get a good job, or do some other financially related thing. Debt attorneys know all about the scope the debt collection agencies are allowed to go, and so will stop them if they go overboard. Such attempts to get you to pay your debt fast have adverse and longer lasting effects on your life. They shall tell you what a specific loan means to your credit score, and whether the debt can put it in jeopardy. If there is any risk, they will tell you what you need to do to stay safe.
This shall also help you to stop the harassment. A debt collector shall be particularly mean to those who do not know what rights they have. This is how they get such confidence to do what they are doing. Debt attorneys shall not stand for such treatment. The collectors shall also see that you are familiar with your rights. You shall see how things will change, when they display great respect and professionalism next time they reach out.
It is, therefore, a good idea to have a debt attorney by your side whenever you find yourself in such a situation. You shall see some excellent ones here.